24-48 hrs
To funding, once approved
Small business funding
Capital when you need it. Not weeks later.
Working capital, equipment cash-out, and term loans from $10,000 to $3,000,000. Apply in minutes, work with a real advisor, and get approved deals funded in 24 to 48 hours.
All credit profiles considered • No collateral • Free to check, no credit impact
See what you qualify for
8 quick questions. Free, about a minute.
Funded in
24-48 hrs
24-48 hrs
You are all set.
A funding advisor will reach out today to walk through your options.
Approved deals are typically funded within 24 to 48 hours.
$10K-$3M
Funding range
1 Page
Application
All profiles
Credit considered
What we help fund
Three ways to put capital to work
From a quick working-capital boost to a 36-month term loan, we size the funding to the move you are making.
Working capital (MCA)
Cash in your account in days, then repaid as a small, automatic slice of your daily or weekly sales. Built for speed when an opportunity or a gap will not wait.
Equipment cash-out
Own a truck, rig, or machine free and clear? Pull the cash back out of it and keep it working. Turn equipment you already own into capital you can use today.
Term loans, up to 36 months
Fixed payments and a longer runway for bigger moves. Lower the monthly cost and plan around a set schedule with terms stretched up to 36 months.
$10K$100K$500K$1M$3M
Funding from $10,000 to $3,000,000
Who we help fund
Built for the businesses that keep things moving
From the open road to the oil field, we arrange funding for the day-to-day operators who make it all run. Tap your industry for the details.
The process
From application to funded in three steps
No stacks of paperwork, no weeks of waiting. Just a clear path to capital.
STEP 01
Tell us about your business
Answer a few quick questions. It takes about 60 seconds and never touches your credit.
STEP 02
Get a real decision
A dedicated advisor reviews your file and returns the options you actually qualify for, often the same day.
STEP 03
Get funded
Approve your offer and the capital lands in your account. Approved deals fund in 24 to 48 hours.
Ballpark it
See how much you could qualify for
Funding is based mostly on your average monthly revenue. Pick your range for an instant estimate, then apply for an exact offer up to $3,000,000.
Estimated funding
$18,000 - $75,000
Estimate only, based on typical advances. Your real offer depends on your full business profile.
Get my exact offerExp vs. a bank
Why owners choose us over a traditional loan
When the opportunity will not wait for a bank committee, speed and flexibility win.
Exp Capital
Bank loan
| Exp Capital Solutions | Traditional bank loan | |
|---|---|---|
| Time to funding | 24 to 48 hours | 4 to 12 weeks |
| Credit requirement | All profiles considered | Strong credit usually required |
| Collateral | Not required | Often required |
| Paperwork | 1 page + bank statements | Extensive application package |
Real people, real speed
You will always know where your deal stands
Every business is paired with one dedicated funding advisor, so you get straight answers and a clear next step at every stage, not a black-box portal.
Same day
Decisions on most files
Nationwide
Businesses across the U.S.
One advisor
Dedicated to your account
A partner, not a portal
Work with someone who picks up the phone
Plenty of lenders hide behind a form and a form letter. We do the opposite. You get a dedicated advisor who learns your goals, explains every number in plain English, and works to get you the right structure.
- Straight answers on rates, terms, and payback before you sign.
- Renewals and more capital as your business grows.
- No pressure. If it is not right for you, we will say so.
Your next move is waiting on capital, not paperwork.
Check my eligibilityQuestions
Answers, up front
How much can my business get?
Funding generally ranges from $10,000 to $3,000,000, based mainly on your average monthly revenue, how long you have been in business, and the product that fits. Working capital moves fastest; term loans run up to 36 months.
How fast can I actually get funded?
Most applications get a decision the same day. Once you approve an offer and we have your documents, approved deals are typically funded within 24 to 48 hours.
What credit score do I need?
There is no hard cutoff. We consider all credit profiles because your business revenue and bank history matter more than a single number. Checking your eligibility never affects your credit.
What is equipment cash-out?
If you own equipment free and clear, we can advance you cash against its value and let you keep using it. It is a fast way to turn something you already own into working capital.
What do you need from me?
To start, just the short form on this page. To finalize an approved offer, we typically ask for a one-page application and your three most recent months of business bank statements.
Ready to put capital to work?
See what your business qualifies for in about a minute. No cost, no obligation, no credit impact.
Check my eligibility